Industrial self-consumption, a key element in the energy transition

Image result for tiny house solar panelsSpain offers the best conditions, in spite of the regulatory framework, in terms of radiation and infrastructures for the development of a stable photovoltaic market. The outlook is encouraging and the industrial and business sectors are a key element in this energy transition.

At SotySolar we are convinced of the enormous possibilities of self-consumption growth for companies and for this reason we use all our resources and active collaboration for their promotion and facilitate that Spanish companies switch to solar energy.

Current consumption of industrial consumption

Well, despite having one of the most restrictive regulations in the world, a large number of companies are betting heavily on self-consumption to cover part of their energy demand.

Among them, we must highlight Ikea, the Swedish giant has more than 40,000 solar panels installed in Spain and is committed to being 100% renewable and energy independent in 2020.

In the same line are other companies such as Bon Preu, which has more than 1,300 kW of installed power, Aena with projects for its airports in the Canary Islands, Sanitas that has photovoltaic installations for self-consumption in some of its geriatric residences, and wineries such as Viñas del Vero and Cellers Can Blau.

This highlights the rebound of photovoltaic energy in our country and indicates an unequivocal trend of what we can expect in the future, which is nothing more than a clear commitment to self-consumption and a firm commitment of companies for sustainability .

Why take advantage of solar energy in our company?

There are more and more reasons why all kinds of companies and industries make the decision to install solar panels on their roofs. The rebound of the economy together with the greater social awareness regarding renewable energies, means that photovoltaic energy is once again booming in our country.

The visible effects of climate change, the continuous increase in the price of light and oil, together with the considerable cheapening of solar technology, make it an ideal solution. We are at a point of no return towards an authentic energy revolution that will change our way of producing, distributing and consuming energy.

Benefits of self-consumption in companies

The self-consumption of our own energy is, today, the best way to save on the electricity bill and reduce the fixed costs of the power term while minimizing the CO2 emissions of our company, and therefore we renew the image corporate As we see, the benefits of a solar panel installation, go far beyond the economic savings.

1. Savings in energy costs

The installation of solar panels has a significant reduction in the electricity bill.

2. Increase in competitiveness

The reduction of costs translates into the possibility of offering more competitive prices to customers.

3. Reduction of CO2 emissions

By generating your own green energy, you will contribute to reducing CO2 emissions and curbing climate change in this way.

4. Commitment to the environment

Betting on solar energy increases corporate social responsibility and improves the brand image.

5. Business differentiation

Add differential value to your company and reach a greater number of customers with a renewable conscience.

 

conclusion

Photovoltaic energy is suitable and viable for any type of company or industry, although it is true that for some activities it can have many more benefits than for others. The industrial self-consumption in companies that have their greater energy expenditure during the hours of Sun can suppose savings in the invoice of the light superior to 50%.

The use of photovoltaic energy in companies in the hospitality industry, industrial, wine, livestock, education … is more than contrasted with results that leave no room for doubt. In this situation, the Spanish business sector must once again put itself at the forefront of society and mark the path of our country towards an efficient and sustainable energy model.

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Barcelona will stop paying the debts of energy poverty if the companies do not collaborate

Barcelona will stop paying the debts of energy poverty if the companies do not collaborate

Related imageThe City Council of Barcelona will stop paying the bills and energy debts of the vulnerable people to the supplying companies in the coming weeks if they do not sign agreements to become co-responsible for the cost of energy poverty.

This was announced by the Deputy Mayor for Social Rights, Laia Ortiz, when she presented the municipal projects to fight against energy poverty in which she will invest 4.5 million over the next two years.

Given the reluctance of suppliers to sign agreements with the consistory and become jointly responsible for paying the costs of the energy poverty bill, as established by the Catalan legislation, Ortiz has warned that “or are part of the solution or debt of the families will be on the roof of the companies “because social services will stop paying for it.

The deputy mayor stressed that although the City Council of Barcelona stop granting aid will not increase power outages or gas because in Catalonia the supply companies have the obligation, by law, not to cut off the supply to vulnerable people and if they do they are sanctioned

Laia Ortiz explained that tomorrow they will hold a second meeting with the companies to address both the protocols of action that are applied since July in the city and the economic contributions.

The Deputy Mayor has estimated that companies should charge, at least, with 50% of the cost of energy poverty in Barcelona, ​​about 3 million euros per year.

Energy advisory points

Laia Ortiz has announced that, before the end of the year, the City Council of Barcelona will open Energy Advisory Points (PAE) for the ten districts of the city before the positive balance of the pilot test that took place in Nou Barris, Sant Martí , Sant Andreu and Sants-Montjuïc during five months of autumn and past winters.

The PAE will inform families with difficulties on how to deal with the energy cost of their home, how to minimize consumption, how to manage the aid they are entitled to and how they can obtain subsidies to improve energy efficiency with household isolation .

In addition to these direct actions on households, PAE staff will provide users with information to equip them with tools to defend their rights against the suppliers and to activate all the protection resources that the law grants them.

Ortiz pointed out that with these points the paperwork will be streamlined because they will disassociate themselves from social services and considered it necessary to offer this service to “the irresponsibility of companies to misinform” instead of reporting as do those of other countries.

The plan, with a budget of 4,450,380 euros, will be developed over the next two years through entities of the third sector and will hire a hundred people to be energy consultants, through the program of employment for long-term unemployed, thirty of them with experience in the pilot test and the rest will be trained in the next six months.

Of the balance of the pilot test, the deputy mayor Ortiz has emphasized that of the 3,100 vulnerable homes of the four neighborhoods in which it acted, 60% suffered moderate or severe energy poverty that is, could not maintain an adequate temperature in their homes , had leaks or humidity, or had arrears in the payment of bills.

In addition, 13% of these households had suffered the cut of some basic supply and dragged an average of 348 euros of debts.

The pilot test showed that only 43% of these households paid the Voluntary price for the Small Consumer (PVPC) -price for powers not higher than 10kW-; that only 33% knew about the Social Bonus and only 17.3% had the same, although of the total of the studied households, 65% met the characteristics to be beneficiaries of the Social Bonus.

Laia Ortiz has considered that these percentages can be extrapolated to all households served by social services in the city.

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Resource shortage and energy transition are “Achilles heels of electric cars”

Resource shortage and energy transition are “Achilles heels of electric cars”

Related imageTuesday, 03.04.18 , written by Anja Schlicht What will mobility in Germany look like in the future? According to Ingrid Remmers, transport spokeswoman for the left-wing parliamentary group in the Bundestag, people will use “much more different means of transport.” The car will continue to be important, but lose importance – especially if cities give more space to cycling and pedestrian traffic. 

Exactly 555 cars came to 1,000 inhabitants in 2016. Thus, the car density in the Federal Republic has reached a new high, reports the Federal Statistical Office. Many cities and their inhabitants are becoming increasingly aware of the many car traffic. They suffer from clogged roads and high levels of pollution .

One way to mitigate at least the burden of pollutants is the electrification of buses and trains , says Ingrid Remmers. The pure exchange of private cars for electric vehicles, on the other hand, she considers too short. Why, explains the traffic expert in an interview with finanzen.de. In it she also points out which problems electromobility is facing.

Ms Remmers, which topics do you currently employ in your Gelsenkirchen constituency in transport policy and infrastructure?

Ingrid Remmers: Gelsenkirchen suffers, like many cities in the Ruhr area, too much traffic. At measuring stations there are regularly too high pollutant values, especially nitric oxide. Due to the debt burden, public transport has also fallen by the wayside. Far too often, the wrong end was saved , so that the consequences for the people are clearly noticeable. They only reach large centers quickly, but apart from the main connections, they have to expect long waiting times, if there is even a stop.

Unfortunately, it does not look better when cycling. Main traffic arteries are provided with narrow gauge bike lanes, which are neither really inviting nor offer a real alternative because of their size and nature. Off the main arteries there are no bike paths.

We work closely with environmental and transport initiatives and local organizations to promote a transport concept that aims to reduce motorized private transport, as well as public transport, cycling and pedestrian traffic . Only through a coordinated approach that takes into account all modes of transport will we achieve healthier urban air, protect the environment and public health, and create space for more attractive, liveable inner cities.

In the coalition agreement, the Union and the SPD have agreed to make significant progress in electromobility in Germany. How well is Gelsenkirchen currently positioned?

Ingrid Remmers: Electromobility in Gelsenkirchen is focused and promoted by the city, but the stock of electric cars is dwindling . So there were less than 100 electric cars in the city at the beginning of the year. This is partly because only ten to twelve charging stations are available. On the other hand, Gelsenkirchen is under budgetary reserve.

So far, there are no electric buses in public transport, not least because of the lack of availability of these vehicles, which are not yet manufactured in Germany. Two transport companies are entering the city on buses, which together have taken eight hybrid buses into their fleet.

Overall, we are pleading for the electrification of buses and trains. From our point of view, it makes no sense to simply replace private cars with electric vehicles. This step neither reduces the number of vehicles nor is it a responsible use of the scarce resources needed for the batteries of electric cars.

In your opinion, what are the next steps to promote electric mobility at federal level?

Ingrid Remmers: First of all, it is important to look wider. Electromobility does not just mean electric cars, but also trains, trams and e-bikes. Why is hardly anyone speaking of the 680,000 e-bikes that were sold in Germany in 2017?

The trade associations have calculated that more than 3.5 million e-bikes are already on German roads. The e-revolution is already taking place here. Half of all journeys we make every day in Germany are shorter than ten kilometers. An ideal distance for the bike or electric bike. A good infrastructure for this is long overdue.

With regard to electric cars, it will be necessary to deal intensively with the problem of raw materials and the acceleration of the energy transition. These are the two environmental Achilles heels for electric cars. Without raw materials for the batteries can be produced in the long run no electric cars.

Would you personally rather drive an electric car or a diesel?

Ingrid Remmers: I’m in the process of getting an overview of e-bikes. My choice of transport is increasingly multimodal. That means, I choose the means of transport, which makes the most sense for the purpose: by train to Berlin, soon with the e-bike in my constituency, but also by car, occasionally by public transport.

Diesel drivers are currently particularly interested in the impending driving bans. In your opinion, what would be the best solution to averting these prohibitions while at the same time reducing nitrogen dioxide pollution so that the limits in cities and municipalities are met?

Ingrid Remmers: In addition, as a leftist we have already submitted an application to the Bundestag. The best solution is to oblige automakers to retrofit cars with SCR systems . This gives the betrayed car buyers finally the quality they wanted from the beginning and for which they have paid. The cars then have lower emissions of air pollutants not only in the lab, but also in real life on the road. In most cities driving prohibitions can be avoided.

Will citizens still be sitting in a car with diesel or gasoline engines in 15 years or will another drive technology be the measure of all things?

Ingrid Remmers: I do not think that the impending social changes are all about driving the cars. We will get completely new means of transport and thus completely new possibilities. I recommend looking at cargo bikes. It is quite amazing what has developed in recent years.

I think we will all use a lot more different modes of transport. If the train introduces a timetable, then many people will switch to the train. Our cities will probably become more people-friendly through city ​​squares that invite you to linger and where you can do different things centrally on short routes. In these cities we also have much more space for cycling and walking. The car will not disappear for sure, but it will be less important.

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Against energy poverty: April 11 is the deadline to renew the social bonus

Against energy poverty: April 11 is the deadline to renew the social bonus

In Barcelona there are approximately 170,000 people in situations of energy poverty . For these neighbors, the threat of a power outage is a daily reality . This is the most extreme expression of this reality, but there are many people who have arrears in bills, who can not maintain a proper temperature at home or who make many sacrifices to meet the payment of electricity and gas.

Related imageSome of them fail to cover the basic needs of food or stop using hot water or the stove at home in order to reduce energy expenditure . These voluntary restrictions of consumption often involve psychological . In addition, risk behaviors are assumed, such as using candles to light, or unsafe methods of heating the home.

More than half of Catalan households at risk of exclusion, specifically 54.4%, have difficulty paying the electricity bill, and 3 out of 10 have been delayed in paying electricity, gas and water bills . To fight against this reality, the Barcelona City Council has 11 energy advisory points , known as PAE.

Throughout 2017, around 23,000 people have been attended to and more than 5,020 supply cuts have been stopped. It is a municipal service that has the objective of empowering citizens in energy matters by offering information on energy rights and on the necessary actions to be able to exercise them. Another important service is personal advice and, depending on the specific cases, aimed at reducing spending on electricity, water and gas. Finally, they detect and intervene in possible situations of energy poverty.

Results of energy poverty

Energy poverty entails a series of consequences in different areas. The health of the people is the main harmed, since they do not achieve minimum comfort levels to the homes. Other consequences are the decrease in physical and academic performance . Relational problems arise both within the family and with people from outside the home. Finally, it also causes degradation in buildings, increased CO2 emissions and excessive debt .

One of the most important procedures to be done at one of the 11 energy advisory points of the Barcelona City Council is the renewal of the social bonus and the exemption from the sewer rate.

People who already have social bonus , have to provide the new documentation required before April 11, 2018 , in accordance with the new requirements set by the Ministry approved to Royal Decree 897/2017, which regulates the figure of the vulnerable consumer, the social bonus and other protection measures for domestic consumers of electricity. In case of not complying with the new requirements, the regulated tariff , known as PVPC, will be applied.

Documentation

The presentation of the documentation can be done personally by filling in the application, having all the required documentation and presenting it to the nearest office. Also presenting the documentation for the renewal or first request of the social bonus by fax or by email to the company. Or by postal mail , filling in the application and sending it to the postal address of the company, along with the required documentation. The Energy Advice Points of the City of Barcelona inform about what the social bonus is, who has the right to request it and will help with its request and processing.

Discounts

The social bonus is a discount of 25% or 40% on the electricity bill . This discount does not apply to taxes. The reduction will be applied to the PVPC regulated tariff, which is set by the State for customers of the regulated market, and the power contracted can not be higher than 10kW. The social bonus lasts for two years .

The possibility of accessing the social bonus concession depends on the economic income that determines that one is in a situation of vulnerability.

The water receipt

Another savings that can be achieved is the exemption of the sewer rate , one of several concepts that includes the water bill, along with the water fee and the Metropolitan Rate of Urban Waste Treatment, TMTR . The water canon is a tax with ecological purpose on the use made of water, through which users contribute to the costs of water cycle services.

Sewerage

The sewerage rate is paid for the provision of services as a special surveillance activity and for cleaning, exploitation, conservation and development of the municipal sewerage network. The exemption of the fee comes from a resolution of the Barcelona City Council, which approved in the Plenary of the Municipal Council of October 6, 2017, an amendment to the fiscal ordinance number 3.5 of sewer rates that establishes an exemption from the rate for holders of water supply contracts in a situation of residential exclusion .

Requirements

The procedures to obtain the exemption of the sewer rate start with the achievement of a report of residential exclusion or vulnerability of the person to the home . Once the competent municipal services issue the reports that accredit this emergency situation, this information is transferred to the company supplying the service so that it directly applies the exemption.

This exemption will take effect from the date of the aforementioned reports and will be extended until the moment when the accredited situation ceases to have effect. The procedure is free, and to obtain more information and help with processing, those interested can go to an Energy Advice Point or call 010.

The people who are entitled to the exemption from the sewer rate are all those who are in a situation of residential exclusion or in a situation of vulnerability recognized by the municipal social services and who hold contracts for the supply of home water networks.

Vulnerability

The social bond in force is a modification of the previous one established to article 45 of Law 24/2013. One of the main novelties is the definition of different degrees of vulnerability . Thus, the new social bonus regulated by Royal Decree 897/2017 establishes the figures of vulnerable consumers, vulnerable vulnerable consumers and consumers at risk of social exclusion. According to the decree, the latter type of consumer will not be able to cut off the electricity supply in case of non-payment .

Each degree of vulnerability involves a different degree of protection and specific bonuses on the terms of energy and power of the invoice. To establish the specific typology of each case, the annual income of the consumer or of the family unit is the fundamental concept. Depending on the type of consumer, discounts on energy and power vary.

In the case of the variable consumer, the bonus is 25%, while in the case of severe vulnerable consumers, the discount on the terms of energy and power reaches up to 40%. The figure of the consumer at risk of social exclusion has a complementary protection , since, in addition to a 40% reduction in the amount of energy and power, 50% is paid by Social Services .

The social bonus that comes out of the application of Royal Decree 897/2017 defines maximum limits for subsidized consumption to avoid wasting energy and resources . These caps are annual and are applied to the invoice proportionally to the days of the billing period. That is, the practice is a daily limit, without taking into account the variability of consumption according to the time of year, nor the type of energy used for heating, hot water and cooking.

The annual income limits that give access to the social bonus are indexed to the Multiple Income Public Income Indicator (IPREM) of 14 payments, which currently stands at € 7,519.59 / year. In the energy term, the discount applies up to the maximum consumption limit of the billing period.

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How can I pay less on my electricity bill?

How can I pay less on my electricity bill?

Image result for save money on utilitiesAmong all the expenses that a household usually faces, the electricity bill is possibly one of the most important and costly. Because in recent years, and still today, the price of electricity has experienced an incessant increase, knowing how to reduce such expenditure is essential. If, as it surely must have happened, you have ever wondered how to pay less light, read on and discover the keys and the methodology to give your economy a break.

 

Tips and tricks to reduce your electricity bill

Although it seems complicated to pay less in the receipt of electricity, it is not impossible. Logically, you can never reach a ‘zero consumption’, but reduce the cost of your bill enough to have more capacity to save. These are the steps you must follow to achieve your goal:

  • Check the contracted power: it is the first step and one of the main ones. On many occasions, either because it corresponded to a former tenant or because it has been directly established by the electricity company itself, we have more than we need. Always check the kW you need and do not hire more than you need.
  • Appliances: they are the ones that consume the most energy and, therefore, those that most influence your receipt of light. Bet on those who respect the principle of energy efficiency and disconnect them, if possible, when you are going to spend several days away from home. So you can save up to 5%.
  • The ‘stand by’, your worst enemy: do not disconnect the television when you do not use it and leave it in ‘stand by’ mode may seem harmless, but it is not. That simple detail involves a considerable additional cost that can be easily avoided. The same applies to other electronic devices and chargers. -Use natural light: it is a basic advice, but no less important. Whenever possible, make the most of natural lighting. And, of course, always turn off the light when you do not need it.
  • Use LED bulbs: energy efficient lighting is one of the best investments. It is true that LED bulbs are more expensive than conventional bulbs, but the savings that will mean in the medium and long term makes them worthwhile.
  • Compare rates: as with each type of product and service, comparing the options available in the market is essential. Depending on the contract you have signed, you will usually have to notify your company 15 or 20 days in advance to be able to change.
  • Hourly rate: the hourly discrimination rate is an increasingly popular option. You usually have 12 to 14 hours in which electricity is cheaper, usually from ten o’clock at night. It is really useful if, for example, you have electric heating.

With BBVA Bconomy you can compare your expenses and create your financial cushion: find out now

Regulated market or free market?

Within all the aspects that you should value when reducing the price of your electric bill, there is, without doubt, the type of rate you choose. Consumers have the freedom to choose between two types: the regulated market or the free market. A decision that can directly influence the amount they pay. However, on many occasions, we do not even know which one is ours.

Both options have advantages and disadvantages, in addition to having the same access tolls -established by the Government- and the same taxes. The difference is, therefore, the price that costs to produce electricity. In the regulated market or PVPC (Voluntary Price for Small Consumers), the price is set by the Government based on the cost of energy in the so-called wholesale market, that is, the price of large companies.

Taking this into account, in the regulated market approximately 65% ​​of the price is fixed and is associated with access tolls and taxes, while the remaining 35% will depend on the fluctuation of the electricity market. This means that only if you have this rate, you will suffer the rise of the light, although you will also benefit when its price goes down.

On the contrary, in the free market, all the marketers participate, who directly decide the price and the conditions of the contracting. Your invoice will not change, as in the case of the PVPC, depending on the fluctuation of the electricity market, but you will pay the same every month.

The question is: what is the best option? The answer is relative, because it will depend on each consumer. Although the regulated market has traditionally been considered more profitable, it is impossible to categorize. The convenience of one or the other option depends on many circumstances and your type of consumption. Also, remember that in the regulated market increases are noted and in the free market the opposite occurs. The best solution, without a doubt, is that you compare what the market offers and decant for what favors you the most.

Saving is easier with BBVA

Your ability to save is conditioned to a large extent by what you pay for the receipt of electricity. Following the appropriate steps, as you see, can be reduced, although everything is easier with a good travel companion. BBVA wants to help you save with the new BBVA Bconomy functionality, which allows you to analyze and organize your expenses, including electricity.

Thanks to BBVA Bconomy, available in the BBVA app, you will have information about your money that you did not have before. You can analyze your financial situation with the comparison of your expenses with other profiles similar to yours, to know where you can save. Join the BBVA team and get the most out of your money. Because the more you know, the better you decide.

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5 reasons to promote energy self-consumption

Photovoltaic solar energy consumption

Image result for Photovoltaic solar energyIn recent times, we have been experiencing a continuous escalation in the prices of our electricity bills and the tendency is for everything to continue like this. In addition, the excessive increase is also occurring in the wholesale market. The causes are not clear but different sources say that this increase is due to low wind, lack of rainfall, the rise in the price of gas, …

The debate is in the media, is a common theme among ordinary citizens, and from SotySolar we explain how energy self-consumption can be the solution to measure to stop this bleeding.

First, what is electrical self-consumption?

According to Law 24/2013, of December 26, of the Electricity Sector, in its article 9, the electric self-consumption is “the consumption of electrical energy coming from generation facilities connected inside a consumer’s network or through a direct line of electrical energy associated with a consumer “

Plain and clear, is the production of electricity for your own consumption with your own means.

Types of solar photovoltaic self-consumption

There are three types or modalities of self-consumption with photovoltaic solar panels:

  1. Self-consumption connected to the grid : it allows the consumption of the energy coming from the photovoltaic solar panels and when we do not have it, as we continue to consume energy from a third party, generally a commercial electric power company.
  2. Self-consumption isolated from the network : it allows you to consume all the energy you need without having to depend on a third party. For this, storage systems ( solar batteries ) must be included to supply your consumption needs.
  3. Shared self-consumption: it is a self-consumption facility that produces energy for different homes. Currently, it is unregulated following the decision of the Constitutional Court to annul article 4.3 and waiting for each Autonomous Community to regulate this matter.

5 reasons to promote energy self-consumption

  1. Spain has one of the highest irradiation rates in Europe. Without in Germany it is profitable, because in Spain “more and better”.
  2. As we spoke at the beginning of this article about the continuous increases in the price of electricity bills , self-consumption allows you to be independent of these increases, insofar as you are consuming your own energy.
  3. Increase and development of its own industries, that is, a multitude of companies will appear and tens of thousands of jobs will be generated to cover the needs of the self-consumption market.
  4. Self-consumption, by eliminating the production of energy with fossil fuels, contributes directly to the reduction of CO2 emissions, to curbing climate change and to making this world a more sustainable place for future generations.
  5. It is VIABLE ECONOMICALLY. A self-consumption facility of 2 kW can cost around € 5,000 and the amortization of this according to which zone is between 5 and 8 years with a useful life of 30 years. The savings achieved will be much higher than the investment made.

Main obstacles that hinder the expansion of self-consumption

We could group these into two groups, although mainly the difficulties are due to legal aspects

Architectural obstacle

One of the main problems of self-consumption with solar energy is that to produce huge amounts of energy, it is necessary to have large areas of territory.

Suppose that to cover the consumption needs of a family type it is necessary to have 2 kW, that is, 8 panels that occupy about 8-10 m2. So, for self-consumption a reality for all citizens of our country would be necessary to consider self-consumption in collective terms . On the one hand, the “dead” space of the roofs of the neighborhood communities and of single-family homes should be taken advantage of in order to generate poles of power generation as close as possible to the consumption pole.

Legal obstacles to self-consumption

If we think in particular terms, the obstacles to self-consumption are imposed by the legislation of the so-called Sun tax . The RD that regulates self-consumption in its entirety puts different pitfalls of different kinds: form of overturning the network, backup tolls, prohibition of the net balance, too difficult procedure for the legalization of installation of solar panels, etc.

However, everything indicates that these obstacles are going to disappear despite the reluctance of our government, whether by common sense or by European imposition.

Future of energy self-consumption

In SotySolar we aim to bring self-consumption to all citizens and businesses. We know that the future of energy goes through self-consumption and distributed generation .

Citizen awareness begins to be a fact and the increase of interested in solar energy and self-consumption is increasing. It would be risky to say that the energy change has arrived but, at least it is not, to say that 2018 is interesting and is the year of change.

 

 

solicita presupuesto

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Unicaja Banco participates in a conference on financing and investments in energy efficiency for Andalusian companies

Unicaja Banco participates in a conference on financing and investments in energy efficiency for Andalusian companies

Image result for energy efficiencyUnicaja Bank has participated, together with the Official Credit Institute (ICO), in a conference held in Seville for companies and businesses on financing and the new line to support investments in energy efficiency created by the ICO and the Institute for Diversification and Energy Saving (IDAE).

This line, to which the Unicaja Banco Group is affiliated, is aimed at improving the energy consumption of the hospitality industry, small and medium enterprises and large companies, both in the industrial and commercial sectors.

This informative day, organized in collaboration with the Business Confederation of Commerce of Andalusia (CECA) has counted with the participation of about fifty businessmen, as well as presidents and representatives of different groups of Andalusian commerce.

The session, held this past Tuesday at the Mercantile Circle of Seville, was opened by the Secretary General of the ECSC, Fernando J. Pérez, and by the territorial director of Commerce and ICEX of Andalusia of the Ministry of Economy, Industry and Competitiveness, José Álvarez, and had the participation of the Head of the Mediation Management Area of ​​the ICO, Javier González, who was in charge of presenting the main features of the new financing line.

On behalf of Unicaja Banco, the director of Corporate Banking, Salvador Navarro, has contributed information on the specialized products available to the financial entity to finance SMEs in the region, with special emphasis on specific loans for investments that you want to make in terms of energy efficiency.

Through this new line of the ICO and the Energy Diversification and Saving Institute (IDAE), funds (a total of 100 million euros) have been set up so that the financial entities subscribed to the programs can provide the companies with the credits required to carry out projects on energy efficiency.

In this sense, the Unicaja Bank Group is one of the few entities that has joined the new ICO-IDAE line of Energy Efficiency 2018, with agreements recently signed with the ICO by both Unicaja Banco and its subsidiary EspañaDuero, which enables it to facilitate both SMEs and large companies financing to carry out energy efficiency projects.

In particular, the costs aimed at achieving the reduction of carbon dioxide emissions as well as the final energy consumption through the use of energy efficiency can be financed.

This line of financing is available for SMEs and large companies in the industrial, commercial and hospitality sectors. To apply for credits for this purpose, companies and businesses in Andalusia can go to any branch of Unicaja Banco.

In addition, as usual, the entity offers one more year the ICO line for companies and entrepreneurs, aimed at facilitating financing for productive investments and providing liquidity.

The interest of the Unicaja Bank Group in making the ICO’s financing lines available to companies, responds to the exercise of its activity as a financial and credit entity of a social nature that plays a relevant role in promoting territorial economic development through the financial support of companies and entrepreneurs.

The offer of the ICO lines is in addition to the wide range of specialized financial products and services that Unicaja Banco provides to companies, self-employed workers and entrepreneurs in support of their activity.

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Unicaja Banco participates in a conference on financing and investments in energy efficiency for businesses

Unicaja Banco participates in a conference on financing and investments in energy efficiency for businesses

Related imageUnicaja Banco has participated, together with the Official Credit Institute (ICO), in a conference held in Malaga to companies and businesses on financing and the new line to support investments in energy efficiency created by the ICO and the Institute for Diversification and Energy Saving (IDEA).

This line, to which the Unicaja Banco Group is affiliated, is aimed at improving the energy consumption of the hospitality industry, small and medium enterprises and large companies, both in the industrial and commercial sectors.

This informative session, organized in collaboration with the Andalusian Business Confederation of Commerce (CECA), counted with the participation of some 60 businessmen, as well as presidents and representatives of different groups of Andalusian commerce.

The session, held at the headquarters of the Confederation of Businessmen of Malaga (CEM), was opened by the Secretary General of the CECA, Fernando J. Pérez; the executive vice president and general secretary of the CEM, Natalia Sánchez, and the provincial director of Commerce in Malaga of the Ministry of Industry, Commerce and Tourism, Rafael Fuentes, as well as the technician of the Mediation Management Area of ​​the ICO, Javier González Lapeira.

On behalf of Unicaja Banco, Ana María de la Fuente, responsible for Entrepreneurship and Agreements with Collectives of the Business Banking Directorate of Unicaja Banco, has contributed information on the specialized products available to the financial institution to finance SMEs in the region, with special emphasis on specific credits for the investments that they want to make in terms of energy efficiency.

Through this new line of the ICO and the Energy Diversification and Saving Institute (IDEA), funds (a total of 100 million euros) have been made available so that the financial entities subscribed to the programs can provide the companies with the credits required to carry out projects on energy efficiency.

The Unicaja Bank Group, have highlighted, “is one of the few entities adhering to the new ICO-IDAE line of Energy Efficiency 2018”, with agreements recently signed with the ICO by both Unicaja Banco and its subsidiary SpainDuero, which makes it possible for can provide both SMEs and large companies with financing to carry out energy efficiency projects.

In particular, the costs aimed at achieving the reduction of carbon dioxide emissions as well as the final energy consumption through the use of energy efficiency can be financed. This line of financing is available for SMEs and large companies in the industrial, commercial and hospitality sectors.

To apply for credits for this purpose, companies and businesses in Andalusia can go to any branch of Unicaja Banco. In addition, the entity offers one more year the ICO line for companies and entrepreneurs, aimed at facilitating financing for productive investments and providing liquidity.

The interest of the Unicaja Bank Group in making the ICO financing lines available to companies, responds to the exercise of its activity as a financial and credit entity “of a social nature that plays a relevant role in promoting territorial economic development through of the financial support of companies and entrepreneurs “.

The offer of the ICO lines is added to the range of specialized financial products and services that Unicaja Banco provides to companies, self-employed workers and entrepreneurs in support of their activity.

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Solve your doubts about green electricity

Solve your doubts about green electricity

 

The use of the term green electricity or green energy is becoming more frequent  . The electric companies begin to offer the hiring of this type of energy and there are more individuals and companies, sensitized with the care of the environment, who acquire it. 

But what does the term green energy mean? How does this energy reach homes or businesses? Can I be sure that the electricity I contract is 100% renewable ? Is more expensive? 

 

What is it?

Green energy is understood as one that comes exclusively from 100% renewable and inexhaustible sources (wind, solar, hydraulic, biomass, geothermal …). Greenhouse gases, in particular CO 2,  and other polluting gases are not emitted in the green electricity production process , unlike the energy produced through the combustion of fossil waste (coal, gas, or oil).

 

How do you get to homes or businesses?

The electricity produced (green or conventional) in the different generation plants is poured directly into the distribution network . From that moment, the energy is indistinguishable, it can not be differentiated that which has a renewable origin from that which does not.

 

However, when a consumer contracts with his commercializadora green electricity , what is guaranteed is that the same amount of electrical energy that will consume in your home or company, will have been generated from renewable sources and, therefore, will have been avoided the pollution of the environment.

 

What guarantees are there that it is 100% renewable?

Throughout the European Union there is a mechanism called System of Guarantees of Origin (GdOs) and Labeling of Electricity. In Spain, the National Commission of Markets and Competition (CNMC) is the regulatory body that issues Guarantee of Origin certificates , which certify the amount of renewable energy generated by a producer of electricity for a full year. 

The green energy producers transfer these Guarantees of Origin to the trading companies so that they, in turn, can sell the green energy and the end user can contract it. We can consider that the system is safe, because the official agencies in charge are concerned with recording each transfer of certificates to avoid double counting. 

Any consumer who decides to contract green electricity can check the guarantee of the origin of said electricity, by entering their CUPS (unique number for each supply point that identifies it, appears on the electricity bill) and fiscal identification (NIF or CIF) directly in the web of the CNMC .

This way you will have the certainty that you are producing a quantity of renewable energy equivalent to the one you are consuming.

 

Is more expensive?

As in the case of conventional electric power, the types of rates that can be contracted in the renewable energy sector are many (rates for companies or individuals, tariffs with or without hourly discrimination …). Recruitment can be done well with large traditional companies or with small traders and renewable energy cooperatives that are dedicated solely to the commercialization of this type of energy.

Depending on the selected marketer and the type of tariff, a final price will be obtained. In any case, the rates  do not have to be more expensive than the conventional ones and have the advantage that with their hiring they contribute to the care of the environment.

 

What implications does it have?

Currently, the demand for green energy in our country is much lower than what is actually produced. In Spain, during 2016, 41.1% of the generated energy came from renewable sources. If the demand increased and approached the supply, electricity producers would probably opt for new renewable energy production plants which, in turn, would imply a lower demand and production of conventional, more polluting electric energy. 

Knowing all this about green energy … What is your choice as a consumer?

Do you join the change?

 

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Lack of money, obsolete network and hurricane make electricity difficult in P.Rico

Lack of money, obsolete network and hurricane make electricity difficult in P.Rico

Image result for puerto rico electricitySan Juan, Feb. 18 (EFE) .- Puerto Rico’s state power company will decrease its generation due to lack of money, just when the island began to recover after the destructive attack of Hurricane Maria, which ended almost five months ago. to demolish its already old-fashioned network.

As announced in a statement on Friday the Electric Power Authority (AEE) as of this Sunday will begin the reduction of generation in certain units of the network although the measures “should not interrupt the current electricity service, but may have a impact on your stability. “

This Sunday, the director of generation of the AEE, William Rivers, explained that the contingency plan for economy will be based on shutting down redundancies (power reserve) in some plants, without affecting the service to customers.

On Thursday, in New York, Judge Laura Taylor, who is in charge of the bankruptcy proceedings of the island, denied a request for PREPA to obtain a loan of 1,000 million dollars that was intended to maintain the operations of the public corporation, while it continues with the restoration of electricity service in Puerto Rico after the hurricane.

Now PREPA is waiting to be granted a new one, but 300 million.

Taylor’s decision will be announced next Tuesday.

The situation of PREPA is pressing with a million dollar debt of 9,000 million dollars and a network that is in the process of getting up after the hurricane that knocked down an already obsolete network.

At the same time, it is waiting for 4.9 billion dollars approved by the federal Congress for loans for community disasters, which the PREPA and the island government have urged the US Treasury Department and the Federal Agency of Management of Emergencies (FEMA, in English) to make it viable.

In fact, the governor of the island, Ricardo Rosselló, has deposited in the Treasury the responsibility of whether the electricity system falls due to lack of financing.

“This happened in October, we are in talks with the Treasury and they have not yet given us what the terms are, the Treasury has to move because this is an urgent situation,” Rosselló said at a press conference in Philadelphia (EE. .UU) last week.

The AEE, which has a multi-million dollar debt of about 9,000 million dollars, reported today that it has 4,678 workers in the distribution lines and 850 in the transmission lines.

Generation is 93.9 percent and 83.09 percent of the 1,223,901) clients already have service.

But in spite of the official figures the reality is different in many places of the island, including the capital itself, San Juan, where there are still areas without light and a good part of the traffic lights do not work and in many houses the energy goes away frequently. .

They also highlight villages, many of the interior of the island, where, two days after the end of five months the passage of the hurricane, there is still no light and portable ice coolers with ice and electric fireplaces are their new reality since September 20, 2017 .

One of these cases, highlighted by the famous Spanish chef José Andrés in his official account of the social network Twitter, is that of Punta Santiago, a neighborhood in the eastern municipality of Humacao.

Five months after the hurricane said area remains without light and their schools close at 11.30 in the morning as they can not feed them due to lack of energy, as José Andrés has recalled.

The electrical problem on the island is one of the heels of Achilles of their governments.

In September 2016, the island was left in the dark for four days due to a fire at a substation, which highlighted its weakness.

For the current Government, while the immediate problem of the lack of financing of the company is solved, the light at the end of the tunnel goes through the sale of PREPA assets.

The governor announced on October 22 that this is an initiative that will benefit all segments of society and that will be a starting point for the development of the economy of Puerto Rico.

The chief executive stressed that privatization will mean ending “the obsolete current electrical system” and a leap towards the modernization of Puerto Rico.

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